I just wrote an article about the "Buy and Bail" issue that seems to be a big problem for lenders. We are seeing a lot of current homeowners try to purchase before they let their current mortgage go into default and it's starting to throw up a lot of red flags with banks. San Diego is really getting hit hard with this.

Please take a moment to share some of your experiences on the current situation with people buying and bailing!

The rest of this "Buy and Bail" article can be viewed at Team Aguilar's website, "Buy and Bail - Mortgage Fraud?"

After reading this article about real estate short sales, you can use our real estate short sale forum to ask anonymous questions about real estate short sales.

Real Estate Short Sales are on the rise in San Diego County. It's projected that 1 out of every 3 real estate transactions will be a real estate short sale. It's something that many people may not feel comfortable talking about but don't be afraid to ask. We handle short sales; we specialize in real estate short sales. We talk to dozens of families every week about a short sale. It's becoming so common to discuss a short sale that it has become a large part of our real estate business. Many real estate agents don't have the knowledge and experience to handle a short sale which can be a very complex and difficult process. Not done correctly, it could result in your home going to foreclosure and done correctly it could result in you avoiding a foreclosure.

A real estate short sale may not be the right option for you but before you allow your home to go to foreclosure, consider giving us a call and we will provide you with all of your options.

If you don't feel comfortable calling us you still have several options. Please feel free to complete a short sale contact form by clicking on this link, you can also send an email to info@teamaguilar.com or you can use our real estate short sale forum to ask anonymous questions about real estate short sales and if that is the right option for you.

Considering a real estate short sale?

Look no further, we handle real estate short sales in San Diego County and all surrounding areas. Don't hesitate to call us to discuss all of your options. Thousands and thousands of people are short selling their home as a result of bad mortgage loans, declining real estate markets or other unexpected reasons.

We have years and years of real estate short sale experience.

We take the hassle out of a short sale,

We will contact the bank on your behalf to start the short sale process, get the required disclosures - documents together so your short sale is approved the 1^st time through, deal directly with the negotiator, provide you with daily & weekly updates on the hardship package, prepare your property to be listed on the MLS, conduct an extensive marketing plan that we will go into more detail later when we meet with you that will provide your home the best opportunity to be sold, negotiate closing with your bank & escrow to insure a timely closing so you avoid foreclosure.

We have already completed hundreds of short sales in the past couple years and have the experience needed to get your home sold so you avoid foreclosure. Carlos Aguilar spent years on the other side of the desk working for banks in the loss mitigation department. He knows how these banks think, he deals with them on a regular basis. It comes down to dollars. Will the bank take a bigger loss now doing a short sale or later when it goes to foreclosure and they sell the property in 6-8 months after they have had to pay all of the carrying costs such as taxes, HOA fees, utilities etc. Most of the time especially in a declining real estate market they would prefer to do a short sale and get rid of a bad asset.

If you would like additional information about a real estate short sale please feel free to complete our online request form or call Carlos directly @ 800-332-1687.

After reading this, please visit our website at San Diego Short Sale - Team Aguilar.

If you are considering a real estate short sale don't be so concerned with the sales price. If yo end up selling your home you are not going to walk away with any proceeds because you are short selling your home. The short sale process is so different then a typical sale and you need to be more open to setting a much lower listing price to attract a buyer. You need to know that your lender wont consider a short sale if you don't have an offer and if you don't have a aggressive sales price you wont get any offers. You walk a very fine line when you are trying to determine what you should sell your home. You definitely need to be much more aggressive and attract as many offers as you can so take it easy on the sales price. Ultimately your lender will decide what purchase price they accept so be aggressive.

Typically, when we take a short sale we make it very clear that if the home owner isn't willing to set a aggressive sales price it wont make sense to take the listing because you will spend countless hours marketing a home that wont sell in a difficult market. When you look at the real estate market as a whole the property that is being sold is being offered at very aggressive prices.

If you are thinking of short selling your home please take some time to evaluate all of your options. Don't fall victim to so many of the real estate / foreclosure scams that are out on every corner of every street. You know the signs that say, "We Buy Homes For Cash", "Stop Foreclosure" and so many others that claim to be here to help you get out of a difficult situation. Unfortunately many of the scam artist come out and prey on people in a difficult situation. I can't tell you how many victims we have encountered that signed over their home leaving them with very little power to fight back. Last month we dealt with a family that wanted out of their home. They met someone that claimed they would take over the payments and get the property sold to an "Investor" they had ready to purchase the property. They were told that this was their only option and their only way to avoid the foreclosure showing up on their credit. This scam artist did nothing more then deed the property over and proceed to rent the property out for the next 6-8 months while he collected the rent payment every month of $2,200 and never made a single payment.

If you are faced with a difficult situation make sure you take some time to explore all of your options. If you think a short sale may be the best option available, deal with a realtor that has experience dealing with short sales. Don't fall victim to inexperience!!!

We offer short sale services in San Diego County. Within San Diego county we have short sales currently for sale in many of these city's and also offer real estate short sale services in the following city's.

Avoid Foreclosure, what are your options?

Options to Consider When Facing Foreclosure

If you fall behind in your mortgage payments you will receive a lot of mailers offering to help you get out of your unfortunate situation. Many of these people are looking to take advantage of someone in a difficult situation. Often, the reason someone falls behind on their mortgage is due to a situation they had little control of. Team Aguilar is here to work with you and make sure that before you do anything, you know all of your options. We have helped many clients work through difficult issues with their home and help them find the solution that makes the most sense.

The # 1 thing you need to make sure you never do is sign anything you are not familiar with. DO NOT SIGN anything with ANYONE offering a service that seems to good to be true. Many people are forced into doing something they don't understand and it often puts the homeowner in a very vulnerable position. Don't Do It, Don't Sign Anything!

Options - Foreclosure - Real Estate -Help

Here Are Several Options to Consider

Option # 1 Sell Your Home

Please call us today if you have any additional questions.

Carlos Aguilar

(619) 743-4118

info@teamaguilar.com

- Some of the areas Team Aguilar serves in San Diego, California -