I know Thanksgiving is just around the corner and I though about it long and hard as to what I should be most thankful for, so I made a list:
The least we can do is help those who have taken it upon themselves to make sure all our soldiers know that we are thankful to have them. Steve and Vikki are DJ's in the Atlanta metro area andthey are working on a very special project. Please read below and help as much as you can.
http://b985.com/steveandvikki/operationhohohope.html
Steve & Vikki's OPERATION HO HO HOPE!
Steve and Vikki learned about a camp in Iraq with Georgia Soldiers who will not be home for the holidays. We're asking our great B 98.5 FM listeners to buy a holiday card, pick a solider from the list below, and write a personal message of "hope" to them. Then, send the card to us, and we will forward all of them at once.
Instructions:
1.Pick a soldier's name below.
2.Buy or make a holiday card.
3.Write message of hope inside the card.
4.Address the card with soldier's name first, then under that write:
C/O Steve and Vikki Show
B98.5FM RADIO
1601. W. Peachtree Street
Atlanta, Ga 30309
5.Put a stamp on it and send it to us!
If your class wants to help as well, the class with the most letters will win a Chic-Fil-A breakfast at their school! Let's get everyone involved in spreading hope to our Soldiers!
All cards must be delivered to B98.5FM by 11:59am, Tuesday, December 2nd!
Questions about Ho Ho Hope? Email our postal elf
| First Name CATHERINE BEVERLY JASON PENNY JASON CHADWICK ANTONIO LESLIE DAVID UNDREY STEPHEN URIAH JOHN TITUS GARY ROBERT ERIC JOHN CHANDLER SCHUYLER MICHAEL ARISTA JOHN ANDREW JACQUELINE LAURA STEVEN PERRY THEODORE JAMES JOSEPH BRIAN BILLY JASON JEFFERY CHERISE EUGENE JULIUS STEVEN THOMAS CAREY ALEXANDRA ROBERT GREGORY LUCAS JEREMY CHRISTOPHER FRANK RICHARD DOUGLAS BRYAN CHAD KINGSLEY SHAUN JOHN JONATHAN JAMES PATRICK SUSAN JAMES CALLIE GREGORY CHRISTOPHER DAMIAN RAY KEITH DAVID DWAYNE JOHNATHAN CAITLIN DARRELL DARRIAN CHESTER BRET RONNIE TAMARON JONATHAN JOHN CHRISTOPHER CLAUDE PASHION CHRISTOPHER WILLIAM JOSEPH MELISSA BRIAN LEAH JAMES JOSEPH JUSTYN ALBERT MARCUS JOHN DELROY GABRIEL GARY HENRY JAMES DANIEL ULESHA ERNEST BELIENI DAVID JASON CHADWICK THOMAS WESLEY JOHN MICHAEL FRANK LATASHA DANNY JERMAINE STEVEN SHAWN |
Last Name ADAIR ANDREWS AZAR BAILEY BENTLEY BINGHAM BLASINI BLASINI BOATRIGHT BOSTIC BOYD BOYER BROWN BROWN CAMPBELL CASH CASTELLANOS CELLO COLE COLLEY COOK COWAN CULLITON CUNNINGHAM DAGGETT DEARING DELONG DEWBERRY DUNHAM DYSON EARLEY EARLY FERGERSON FERGUSON FLAUGHER FOWLER FRENCH GAMBLE GARY GOBER GRIMSTEAD HAMILTON HATHCOCK HATTAWAY HEISE HEREFORD HIGHTOWER HOWELL HUBBARD HUDSPETH HUTCHINS HUTCHINSON JACKSON JENKINS JOHNSON KING KLEINHEINZ KOVACK LANTRY LAWRENCE LEAVER LEE LEWIS LOBACK LUSTENBERGER MARKLE MAYNOR MAYS MCCLELLAND MCGRATH MCGUIRE MILES MINGLEDORFF MONTVILLE MURRAY MURRAY NAQUIN NICKERSON ONEAL OTELUS PARKER PATRICK PEACE PERRYMAN PIERCE PIERSON PRICE RAMSEY RICHARD ROBBINS ROBERTS ROBERTS ROUNDTREE RUTTY SANSOM SCHILKE SCOTT SCOTT SMITH SMITH SORIA STEVENS SUTTON TAFT TURNER WATSON WATSON WEAVER WELLS WILLIAMS WILLIAMS WILLIAMSON WILSON WILSON WRIGHT |
Actual Grade SPC SGT SPC SPC SSG SGT SGT SSG SPC SSG SSG PFC SPC SPC SPC SGT SGT SGT SGT SPC SGT SGT SSG SPC SSG SPC SGT SSG 2LT SGT SGT SGT SGT SGT SGT SPC SGT MSG SPC SPC SSG SPC SSG SGT SPC SPC SGT SGT SPC SPC SGT SGT SPC SSG SSG SGT SPC SPC SGT SGT 1SG SPC SPC SGT SGT SSG SSG SPC SPC SPC SSG SPC SSG SGT SGT SPC SSG SPC SGT SPC PV2 SPC SGT SGT PFC CPL SPC SGT SPC PV2 1LT SPC SPC SFC SGT SPC SPC SFC SPC SPC SSG SPC SPC SFC SGT SPC SPC 1LT SPC SPC 1LT SFC SPC SSG SPC |
I am posting this information to make sure anyone that has purchase a home after April 9th 2008 and up to July 1st 2009, and meets the income criteria and property type requirement knows that they may be eligible for the Tax Credit Program.
Below you will find all the information about the program
First-Time HomeBuyer
Tax Credit Fact Sheet
2008 Housing Stimulus Legislation
Who is Eligible:
The $7,500 tax credit is available for first-time homebuyers only.
The law defines a first-time homebuyer as a buyer who has not owned a home during the past three years.
All U.S. citizens who file taxes are eligible to participate in the program.
Types of Homes thatQualify for theTax Credit
All homes, whether single-family, town homes, or condominiums will qualify.
However, there are several conditions:
The home must be used as a principal residence, and
The buyer has not owned a home in the prior three years.
The tax credit includes newly-constructed homes.
IncomeLimits
Homebuyers who file as single or head-of-household taxpayers can claim the full $7,500 credit if their adjusted gross income (AGI) is less than $75,000. (The price of the purchased property must be $75,000 or more to receive the full credit; otherwise the tax credit would be 10% of the sales price.)
For married couples filing a joint return, the income limit doubles to $150,000.
Single or head-of-household taxpayers who earn between $75,000 and $95,000 are eligible to receive a partial first-time homebuyer tax credit.
Married couples filing jointly who earn between $150,000 and $170,000 are eligible to receive a partial first-time homebuyer tax credit.
The credit is not available for single taxpayers who AGI is greater than $95,000 and married couples filing jointly with an AGI that exceeds $170,000.
EffectiveDates for theTax Credit
First-time homebuyers would receive a $7,500 tax credit for the purchase of any home on or after April 9, 2008 and before July 1, 2009. To qualify, you must close on the sale of the home during this period.
Tax Creditis Refundable
A refundable credit means that if you pay less than $7,500 in federal income taxes, then the government will write you a check for the difference.
For example, if you owe $5,000 in federal income taxes, you would pay nothing to the IRS and receive a $2,500 payment from the government.
If you are due to receive a $1,000 tax refund from the government, your refund would grow to $8,500 ($1,000 plus $7,500 from the homebuyer tax credit).
If you purchased the home in 2008, the tax credit is taken on your 2008 tax return. If you buy in 2009, you have the option of taking the credit on your 2008 or 2009 returns.
Payback Provisions
The tax credit is an interest-free loan that must be repaid over 15 years.
The minimum repayment amount must be 15 equal annual installments. For example, if the credit amount is $7,500, then the homebuyer must repay a minimum of $500 each year for 15 years.
A homebuyer must begin repaying the credit two tax years after claiming the credit. For example, if the credit is claimed on the 2008 tax return, repayment of $500 (or less, if the credit amount is less than $7,500) per year begins with the 2010 return.
If the homeowner sells the home for a profit and there is a remaining credit, then the homeowner is required to repay the remaining credit during the tax year of the home sale. The amount of the repayment will depend upon the amount of profit from the home sale.
If the profit on the sale is more than the remaining credit, then the homeowner must repay the entire remaining credit.
If the profit on the sale is less than the remaining credit, then the homeowner must repay an amount equal to the profit on the home sale. The remaining credit payback will be forgiven.
If the homeowner sells the home but did not make any profit on the home sale, then the remaining credit payback would be forgiven.
Further information regarding the tax credit may be found at www.federalhousingtaxcredit.com or www.irs.gov. This information is provided for general awareness only, and is not intended for the purpose of providing legal, accounting, tax advice or consulting of any kind. Please consult with your tax professional for complete details.
Special thanks to Windsor Mortgage for their help with this document.
©2008 GMAC Home Services, LLC. Most firms independently owned and operated. GMAC is a registered service mark. Equal Opportunity Housing Provider.


I have tried to research as much information as possible regarding the " Housing and Economic Recovery Act of 2008 " so it can be disseminated to the public at large and to my fellow Realtors as well.
I am interested to see how our government actions in the end will help solve or alleviate the crisis we find ourselves in. Below are articles regarding Gwinnett County GA as one of the many State and Municipalities that will receive funds to help the neighborhoods recover from all the foreclosures we could possible end up having.
You can find more information at the links below.
http://www.hud.gov/news/release.cfm?content=pr08-148.cfm
Gwinnett County is one of the cities, counties, and states throughout the nation which has been notified that it will be receiving $10,507,827 from the U.S. Department of Housing and Urban Development to help deal with the problems being created in its neighborhoods by home foreclosures.
The funding is being provided to the County through the new HUD Neighborhood Stabilization Program [NSP] which was created with the passage of the Housing and Economic Recovery Act of 2008.
Funding is provided to grant recipient communities through a formula which includes the number and percentages of foreclosures, the number and percentages of subprime mortgage loans, and the risk of foreclosure and abandonment of homes.
Gwinnett County is proposing to use the NSP funding to acquire/rehabilitate and sell foreclosed properties to homebuyers, through private and/or non-profit organizations. The NSP guidelines do not permit the use of NSP funds for foreclosure prevention.
As required by the NSP guidelines, Gwinnett County has prepared its NSP application [Action Plan Amendment] for submission to HUD by December 1, 2008. The application will be considered by the Board of Commissioners on November 18, 2008.
A notice was published on October 31, 2008 on this Website that draft NSP application is available for review by clicking the following link [Gwinnett County NSP Application].
The announcement of the availability of the NSP Application was also published in the Gwinnett Daily Post on October 31, 2008 and can be reviewed by clicking the following link [Gwinnett County NSP Public Notice].
Public Comments on the Draft NSP Application must be received by November 14, 2008 - 5:00 P.M. to:
Gwinnett County Community Development Program
Attention: NSP Application Comments
575 Old Norcross Road, Suite A
Lawrenceville, GA 30045-4367
Telephone: 770-822-5190
FAX: 770-822-5193
TDD: 7700-822-5195
Email: gchcd@gwinnettcounty.com
All comments received will be provided to the Board of Commissioners and will be included in the NSP application submitted to HUD.
Additional information on the Gwinnett County NSP will be posted as the operational details of the program are developed. The program will be operational sometime in early 2009 when HUD provides a grant award contract to Gwinnett County.
Hello and Good morning:
Looking at my post I saw I have not send out anything regarding Lawrenceville for a while, so I looked for information that could be usefull to the residents as well as any new transferee that may not be very familiar with the city. I will send more e-mails with additional information.
Found the information below at the following weblink :
http://www.visitlawrenceville.com/index.php?option=com_content&view=article&id=188&Itemid=130
| The Singin' Bean 195-B North Perry Street Lawrenceville, GA 30045 (770) 339-7464 www.thesinginbean.com |
UpTown Café 117 South Perry Street Lawrenceville, GA 30045 (770) 995-0805 |
| The Lunch Box 225 W. Crogan Street Lawrenceville, GA 30045 (678) 407-3444 www.eatatthebox.com |
Dominicks 197 Crogan Street Lawrenceville, GA 30045 (770) 277-8477 www.dominicksitalian.com |
| Lil' River Grill 179 E. Crogan Street Lawrenceville, GA 30045 (770) 995-1183 www.lilrivergrill.com |
McCray's Tavern on the Square 100 N Perry Street Lawrenceville, GA 30045 (770) 407-6754 www.mccraystavern.com |
| Cosmo's Original Little Italy Pizza 144 Crogan Street Lawrenceville, GA 30045 (770) 338-9274 |
Café Aromas Bakery 138 Crogan Street Lawrenceville, GA 30045 (770) 995-0225 |
| Corner Stop Café 195 North Perry Street Lawrenceville, GA 30045 (770) 962-4112 |
| Great Eats A-D |
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I think that is the question we should be asking the board of AIG, is it arrogance or just sheer stupidity that causes you to spend almost $ 500,000.00 in a executive retreat, just minutes after your sorry asses got bail out by the tax payers of this country.
There is no place for politics when asking questions like this one at a time like now, so I do not ask the question as a Republican or Democrat, I ask the question as an indignant American whose taxes are likely to go up, because of our economic situation, yet we find ourselves reading about AIG raping the tax payers of this country.
This is only my humble opinion.
I am enclosing the link to the website where you can see copies of the bills from St.Regis to AIG.
http://oversight.house.gov/documents/20081007102513.pdf