It took six years and major controversies with Capitol Hill, but last Thursday HUD published final regulations mandating uniform disclosures for all new home mortgages -- plus tougher rules requiring "good faith estimates" from lenders that accurately reflect the line items on consumers' settlement sheets at the end of a home purchase or refinancing. The regulation gives the real estate and lending industries a full year to revise their systems and documents to comply with the new disclosure forms under RESPA -- the Real Estate Settlement Procedures Act.
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Watchung Office 908-561-6499
Today, Long Hill Township is a rapidly expanding residential community which has managed to retain its many rural characteristics. Approximately 50 percent of the Township remains undeveloped with portions of this land lying within the Great Swamp Wildlife Preserve. In addition, the Long Hill Mountain Ridge traverses the Township and offers spectacular views of the surrounding countryside.
The 12.1 square mile township was first settled in the early 1700's by Scotch Presbyterians. It was later the site of cigar factories, and silk and grist mills. Today there are few industries in Long Hill, and the town is characterized by new subdivisions of colonial, split-level and ranch homes built beside stately older homes, some as much as 250 years old.
Two major east-west roads, I-78 and Route 22, connect the township's four population centers: Stirling, Millington, Gillette and Meyersville. Bus service and the New Jersey Transit railroad offers residents commutation throughout the metropolitan area.
The Township of Long Hill was established in 1866 as Passaic Township. It lies along the Passaic River and extends farther south than any other portion of Morris County. Passaic is the Indian word for "valley".
Before 1866, this area was the southern part of Morris Township. In the 1920's, New Vernon separated from Passaic Township. The township now consists of Gillette, Homestead Park, Meyersville, Millington and Stirling. The five stars on the township seal represent the five villages.
During the election in November 1992, by a binding referendum, the residents voted to reclaim the township's original name of Long Hill due to the Township of Passaic often being confused with the City of Passaic.
| LONG HILL TOWNSHIP | All Saints Episcopal Church | 15 Basking Ridge Rd, Millington, NJ 07946 |
(908) 647-0067 |
| First Presbyterian Church | 158 Central Ave, Stirling, NJ 07980 |
(908) 647-1033 | |
| Gillette Chapel | Lackawanna Blvd, Gillette, NJ 07933 |
(908) 647-2573 | |
| Jehovah's Witnesses | 10 Norwood Dr, Gillette, NJ 07933 |
(908) 647-1197 | |
| Meyersville Presbyterian Church | 223 Hickory Tavern Rd, Gillette, NJ 07933 |
(908) 647-0390 | |
| Saint Joseph Shrine | 1050 Long Hill Rd, Stirling, NJ 07980 |
(908) 647-0208 | |
| Saint Vincent De Paul RC Church | Bebout Ave, Stirling, NJ 07980 |
(908) 647-0118 |
| General Information | |
| Incorporated: Population: Area: County: Websites: |
1866 8777 12.1 Sq. Mi. Morris www.longhillnj.org www.co.morris.nj.us |
| School Report Cards | |
| Watchung Hills Regional HS (9-12) Central (5-8) Millington (2-5) Gillette (K-1) WHRHS School Website |
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| Demographics | |
| Gillette 07933, Millington 07946, Stirling 07980 |
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Watchung Office 908-561-6499
Bridgewater Township is the 33-square mile seat of Somerset County in central New Jersey. Bridgewater features a balance of both residential and commercial functionality. Its real estate options consist of ranch-style family homes and bungalows and multi-level homes among others.
A highly rated school system, an outstanding transportation infrastructure and a thriving economy are just a few reasons why 42,940 people have come to call Bridgewater home. An extremely low crime rate and a high student-teacher ratio qualified the town for Money Magazine's ranking the township 15th among Eastern U.S. towns with populations under 100,000.
Bridgewater continues to grow due to large businesses such as AT&T and the world's pharmaceutical headquarters, Johnson & Johnson, choosing this diverse and economically fertile community for their corporate home.
Also contributing to the local economy is the Bridgewater Commons, a sizeable provincial shopping mall that brings shoppers from all over who indulge in the many restaurants, hotels and specialty stores. The Commerce Bank Ballpark and the Somerset Patriots also draw plenty of local and visiting crowds. Other recurring events, such as the Big Apple Circus, Jazz Festivals, the annual Indian American Festival, drive-in movies and the Sunday Night Concert Series provide a variety of entertainment options. Acres of farm and rural recreational land have been preserved by the county and lend a lush, natural quality to the landscape. Sections of it are used for bicycle paths, swimming and picnic areas, sports facilities and more. Rich in both historical and modern culture, urban convenience and a suburban family atmosphere, Bridgewater TownshipÂ's safe, lively community is the ideal place for your new home.
| BRIDGEWATER | Bradley Gardens Reformed Church | 124 Old York Rd, Bridgewater, NJ 08807 |
(908) 722-0878 |
| Bridgewater United Methodist | 667 Country Club Rd, Bridgewater, NJ 08807 |
(908) 722-5077 | |
| Brooklake Community Church | 11 Lincoln St, Bridgewater, NJ 08807 |
(908) 822-0086 | |
| Church of Christ | 570 Garretson Rd, Bridgewater, NJ 08807 |
(908) 722-8555 | |
| Evangel Chapel | 505 State Route 28, Bridgewater, NJ 08807 |
(908) 725-7777 | |
| Finderne Reformed Church | 581 Bridgewater Ave, Bridgewater, NJ 08807 |
(908) 722-8453 | |
| Gateway Baptist Church | 324 Milltown Rd, Bridgewater, NJ 08807 |
(908) 722-9790 | |
| Grace Community Church | 424 Garretson Rd, Bridgewater, NJ 08807 |
(908) 231-9593 | |
| Hindu Temple & Cultural Soc | 780 Old Farm Rd, Bridgewater, NJ 08807 |
(908) 725-4477 | |
| Holy Trinity RC Church | 60 Maple St, Bridgewater, NJ 08807 |
(908) 526-2394 | |
| Macedonia Missionary Baptist | Mercer, Bridgewater, NJ 08807 |
(908) 526-4330 | |
| North Branch Reformed Church | 203 State Route 28, Bridgewater, NJ 08807 |
(908) 725-2313 | |
| Raritan Valley Seventh Day Church | 707 US Highway 202, Bridgewater, NJ 08807 |
(908) 725-9804 | |
| Saint Bernard RC Church | 500 US Highway 22, Bridgewater, NJ 08807 |
(908) 725-0552 | |
| Saint Martin's Episcopal Church | 1350 Washington Valley Rd, Bridgewater, NJ 08807 |
(908) 526-1350 | |
| Temple Sholom | North Bridge Street, Bridgewater, NJ 08807 |
(908) 722-1339 |
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Watchung Office 908-561-6499
Like many Central Jersey communities, Fanwood was built along the railroad lines of the Central Railroad of New Jersey, and the first homes in the borough were clustered around the train station, which as the time was located east of Martine Avenue.
Once a summer vacation spot for well-to-do city dwellers, Fanwood borough has evolved into an attractive suburban community and a "great place to raise kids". The borough was originally settled by vacationers who were attracted to the area by its "wide open space and clean air".
The 1.3 square-mile borough was carved out of the Township of Scotch Plains in 1895. To make the commute to the city easier, the early developers placed the railroad station in the center of the borough, ensuring that it was no farther than a half mile from any part of town.
The borough owes its name to the railroad. The first president of the railroad named the train station Fanwood in honor of Fanny Wood, the daughter of a railroad official and an author who wrote articles highlighting the beauty of the Central Jersey region. The original railroad station, a stone Victorian structure, stands today as testimony to the borough's beginnings. It serves as Fanwood's community center where many meetings are held. Fanwood is still an important commuter town, and many residents use the train to get to their jobs in Newark and New York City. The train ride to NYC is approximately 45 minutes.
| FANWOOD | Emanuel Baptist Church | 1130 Lincoln Ave, Fanwood, NJ 07023 |
(908) 233-2322 |
| Fanwood Presbyterian Church | 74 S Martine Ave, Fanwood, NJ 07023 |
(908) 889-8891 | |
| First Church-Christ Scientist | 257 Midway Ave, Fanwood, NJ 07023 |
(908) 322-8461 | |
| Terrill Road Bible Chapel | 535 Terrill Rd, Fanwood, NJ 07023 |
(908) 322-4055 | |
| Woodside Chapel | 5 Morse Ave, Fanwood, NJ 07023 |
(908) 889-2375 |
| General Information | |
| Incorporated: Population: Area: County: Websites: |
1895 7,196 1.29 Sq. Mi. Union www.fanwoodnj.com www.unioncountynj.org |
| School Report Cards | |
| Scotch Plains-Fanwood High (9-12) Park Middle (6-8) Terrill Middle (6-8) Brunner (K-5) Coles (K-5) Evergreen (K-5) McGinn (K-5) School 1 (K-5) SPF School Websites |
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| Demographics | |
| Fanwood 07023 |
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Watchung Office 908-561-6499
Been down to your friendly neighborhood credit union lately? You could find that elusive home loan you been unable to get anywhere else. Credit unions didn't need a bail out during the Great Depression, they didn't need federal intervention during the Savings & Loan debacle and they don't need government assistance now. In fact, right now, they are rolling out the red carpet for home loan borrowers.
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E-mail this Newsletter to a friend
COMPLETE INFO UPDATED DAILY
Our Listings.
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Watchung Office 908-561-6499
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