Mark Ciochon

5 Simple Things You Need To Know To Make The Omaha Real Estate
Home Buying Process Easier

In reality, there are only 5 things you need to know and do to make your home buying experience as simple as possible.

1.Get pre-approved for your loan.

If possible, get "pre-approved" for a loan in the amount you're willing to borrow. With this pre-approval, you are in
a stronger position to buy Omaha Real Estate when you're ready - rather than finding your dream home, only to lose it to another
buyer, because you were waiting on the approval.

2.Find a great real estate consultant.

Once you've decided to buy a home, find a great real estate consultant. What you're looking for is a Buyer's Agent.
This means that the consultant represents YOU as the buyer, rather than the person selling the home. They will have YOUR best interests at heart. Really good consultants know
their markets, and will help you find the best match for your needs and wants. They can also recommend mortgage brokers with whom they've worked in the past.

3.Look before you leap.

Drive around the neighborhood at different times of day. Get out and walk around and chat with neighbors. Some people like friendly neighbors, others think of them as nosy.
Drive to the local grocery store, laundry, anywhere that you frequent. Visit nearby schools . The point is to see if this is really the neighborhood you want to live in BEFORE you make an offer.

4.Be prepared.

Make sure your contract has reasonable contingencies included to protect you as a buyer. Reasonable can be things like -- approval by a home inspector and title clearance. For the long-term investment, make sure that you buy homeowner's insurance, and upgrade it as the value of your new home
and its contents increase.

5.Be reasonable.
No Omaha Property will be without flaws. Many times it's these flaws that lend character to older homes, but nonetheless, it will take SOME work to personalize any home. Preparing yourself with these 5 simple things: loan approval, a great broker, getting to know the neighborhood,protecting yourself, and
being reasonable - will help make the home buying process easier for you and your family.

Here is a recent chart of Omaha Property Sales in Omaha Ne. As you can see the market is still trending downward but what a great opportunity to buy with super low interest rates. A couple of lenders are rolling out new zero down programs for the purchase of Omaha Real Estate so if interested jot me a note.

For those of you who are first time homebuyers and are thinking of buying Omaha Property, I thought I would update you on the interest rates. This information was passed on to me from Diana Foral with First National Bank of Omaha.

FHA and VA NIFA rates dropped to 5.84% and the NIFA FHA and VA HBA (homebuyers assistance program) dropped to 6.48% 1 + 3/4%.

The 5.84% program is a much better deal if there is any way that you can come up with the down payment for your Omaha Property. Loans against a 401K and gifts of money from family members are all acceptable. Also I was told if you have a banking relationship with First National Bank they might receive a discount off closing costs.

If you are interested in buying Omaha Real Estate or a home in the surrounding areas, please contact me direct at 1-800-497-2171 or visit my website at www.housesinomaha.com

P.S. I had a client lock in her FHA interest rate yesterday at 5.5% with no additional hidden fees for a 30 year fixed mortgage. Low home prices and ridiculously low interest rates, now is definitely the time to buy a home...Maybe two

Who makes the difference between Listing Omaha property

and SELLING Omaha property?

Mark Ciochon

When the time is right for you to move, you don't want to merely offer your Omaha property for sale, you want to actually sell it.

Since so many Omaha properties are expiring off the market unsold, you may have already experienced what happens when you choose a Realtor who lacks the commitment, the expertise and the marketing know-how to get the job done. It isn't fun.

Mark has the commitment, the expertise, the experience in selling Omaha property, and the marketing system to sell your house quickly, and for top dollar.

As you read this page, you'll see why Mark is confident he can sell your Omaha Real Estate - and why he can make this promise:

I will sell your Omaha Real Estate within 90 days,

or I'll make your payment.

________________________________________________________________________

Hi, I'm Mark Ciochon,

…and I'd like to help you get moving toward life's next great adventure - by providing a buyer for your Omaha real estate.

You may have listed it before, and been sorely disappointed with the service and the results. I'd like to see to it that you never feel that way again.

In fact, I'd like to become your "Realtor for Life," by giving you service far beyond your expectations.

Here are just a few of the tools I'll use:

· Market knowledge: I stay on top of everything going on in the Omaha Real Estate market, so the Market Analysis I prepare for you is based on the most recent Omaha property sales, and based on homes which most closely match your home for sale.

· Area knowledge: I've lived in Omaha for 40 years and can answer your buyer's questions about everything from taxes, to zoning, to shopping, to medical care, to schools, to recreation, and much more.

· Experience: I have been successfully matching Omaha home sellers with buyers since 1998. I'll match the right buyer to YOUR home.

· A powerful track record: I close an Omaha property about every 9 days.

· A Commitment to Communication: I keep my cell phone handy, and on those rare occasions when I'm not available, I return phone calls and e-mails in a timely manner. That means you're never left feeling frustrated or ignored - and your potential buyers are always contacted quickly.

In addition, I'll give you feedback after every showing .

· An Assistant: I have full time office staff that keep busy processing paperwork, creating flyers, and freeing up my time for SELLING your Omaha Real Estate.

· A Marketing System: I have an extensive marketing system designed to sell your Omaha home in the least possible time for the best possible price.

· Buyers Waiting: At any given time, I have about 2,200 buyers who are waiting for the perfect Omaha property to be listed for sale. When I list your home, they'll be notified immediately.

· Negotiation Skills: While some Realtors allow you to be intimidated, or "bulldozed over" by the other side, I have the market knowledge and insight into human behavior that gives you the edge in negotiations.

· Designations: GRI, ABR, and CRS designations mean that I have taken the time to gain EXTRA education and knowledge. Only 3% of all U.S. Realtors have all of these designations.Why did I bother? So I could do a better job for YOU.

· A Written Satisfaction Guarantee: If you are unhappy with my service at any time prior to the acceptance of an offer to purchase, you may cancel your listing with no cost or obligation.

I keep my listing clients by serving them well, not by legal obligation.

· A Written Selling Guarantee: If I cannot sell your Omaha home within 90 days of listing, I will make your house payment. details…

As you see, I've removed all the risk from listing your Omaha home for sale with me. I can only do this because I know the market well, and I market my listings aggressively. While some Realtors will simply hang a sign and enter the minimum of information in MLS, in hopes that some other Realtor will sell your home - I'll get busy working to find the buyer.

Please look over my marketing plan, and compare it to the work done by your previous Realtor. I think you'll find a big difference.

You'll also find a big difference in communications. Many of my listing clients have told me that the only time they heard from their previous Realtor was when it was time to renew the listing.

When you list with me you'll get regular updates, including feedback from showings. If buyers or other agents voice concerns, I'll bring them to you so we can address them together.

If you're ready to offer your Omaha home for sale, or if you're in the thinking stages and just want to ask some questions, call me at 402-596-1234 or e-mail me today.

I'll be glad to talk with you on the phone, or sit down in person.

I look forward to helping you,

Mark Ciochon

Mark Ciochon, Realtor

ABR, GRI, CRS

402-596-1234

mark@housesinomaha.com