BOO! Honestly, it is not that scary! It could not be a better time to purchase a home. With all the media about foreclosures, short sales, etc...a first time home buyer could get spooked! But don't let it. There are plenty of opportunities out there to purchase and the interest rates are averaging about 6.4% currently.
Between Barksdale AFB, casinos and various companies in our area, the real estate market is still thriving. There are many homes being LISTED and SOLD.
If you are looking in buying or selling a home in the Bossier City/Shreveport area. Please feel free to contact me to discuss futher!
To get to know me a little better - visit my web site: www.bossierandshreveporthomes.com.
I look forward to hearing from you!
Whether you are in the process of purchasing a new home or thinking about it, think twice about going on a shopping spree using credit. Your mortgage pre-approval is subject to a final evaluation of your financial situation.
For example, every $100 you pay per month on a credit payment, could cost you about $10,000 in home equity.
Consider making any large purchases after you have left the closing table, even if you have a substantial amount of savings.
When thinking about selling your home, your home needs to be at it's best. A good first impression can make or break what a buyer offers on a home. Additionally, you are influencing the buyer emotionally and visually.
If a home has a bad first impression, it can discourage a potential buyer. It is a good idea to wait until your home is completely fixed up before you show it to any buyers. If the buyer has a negative impression of your home, it leaves them to feel that they can negotiate at a lower price.
When thinking about fixing up your home, view your home from the eyes of a buyer.
*Is your landscape maintained and in good condition?
*Is your front yard clean and free of trash and toys?
*Does the exterior or interior need a new coat of paint?
*Does your carpet have stains and need cleaning or replaced?
These are a few items that can be addressed and make a difference in a home selling or sitting on the market.
In the past the buyers could go and find their dream home and then go and get pre-approved. In today's market, that method has proven to be the least effective method in getting their dream home.
Just by asking some general questions, a lender can pre-qualify someone right over the phone. Please be aware that being pre-qualified and pre-approved are different things. Pre-approved means that you have gone through all the steps and applied for a mortgage. You have filled out the application, ran your credit report, verified your employment and compared your debts and assets. Once you have done this, you will know exactly what the maximum loan amount will be.
A pre-qualified letter is not verified and does not count for much credibility. When a seller is looking at two different buyers and one has been pre-approved and one has not; which contract would you choose?
Also, it is important to get pre-approved with a legitimate lender. Some choices of legitimate lenders include: banks, mortgage bankers, credit unions, savings and loan associations, mortgage brokers and online lenders.
Relocating to Barksdale AFB, Louisiana?
Let me help!!
I have an extensive knowledge of the area around Barksdale AFB to include Shreveport, Bossier City, Haughton. The Shreveport/Bossier City area is going leaps and bounds, so take advantage of a free relocation packet I will send you to familiarize yourself with the area. Just forward your mailing address and the approxiamate time you will be arriving to the area; I'll get it right out to you.
I look forward to hearing from you!
Vanessa
Residential Real Estate Services - Buying or Selling. I can help you with Shreveport/Bossier City Area to include Barksdale AFB, Haughton, Ringgold, Benton
I have been a resident in the Shreveport/Bossier City/Barksdale AFB for 14 years. My husband is Active Duty Air Force and we have been stationed at Barksdale AFB since 1993. My experience as a Real Estate Agent is extensive and I am continuing to improve myself with education. I am a dedicated full time REALTOR with your interest at heart.
www.bossierandshreveporthomes.com
Top Sales Agent - August 2007
Top Overall Producer - August 2007
Top Sales Agent - December 2007
Top Overall Producer - December 2007
Pacesetter Award -2007
Top Listing Agent - May 2008
Top Sales Agent - June 2008
Top Overall Producer - June 2008
Northwest Louisiana
Credentials
Committed to customer satisfaction, I focus on your needs and wants with the highest level of professionalism and integrity. I understand the need for constant communication and I am always just a phone call away.
I love working with families that are looking for their new home. It gives me great pleasure to see their smiling faces at the closing table after experiencing a smooth and painless experience in looking and purchasing a home with me. I work with first time homebuyers and people being transferred here to Barksdale AFB. My husband is Active Duty here at BAFB, so I can relate!
My clients have all told me what a wonderful experience they had working with me. They have had such a "bad" taste in their mouths with the whole "real estate" experience, until they worked with me.
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Vernon & Melissa Coughran -
"The service Vanessa Hackleman provided us was truly sincere and caring as an agent. Her strongest quality was her tenacious ability to find the home that was right for us. My wife and I could not feel like we were in better hands. Thanks Vanessa!" (SOLD - Bossier City, LA)
J. Holland -
"I was very pleased to work with Vanessa on the sale of my home. Her professional, positive, and pleasant attitude throughout the entire process justifies the confidence with which I refer her to you whether you are buying or selling." (LISTED - Shreveport, LA)
Mark & Teresa Newman -
"Hi Vanessa...we are enjoying our new home. Thank you for helping our family find the perfect fit for us. All this kids are enjoying their rooms and Mark and I can have a little peace and quiet. If anyone were to ask about our experience, I would have to tell them that you made it quick, easy and enjoyable. It's the best birthday present I ever got." (SOLD-Shreveport, LA)
Tim & Jeanine Hoskins -
"It has been a pleasure working with you to locate the right house, right neighborhood, at the right price. Your professionalism and intuitiveness, coupled with your enthusiasm, was re-assuring to my family and me during this time of transition to the area of Shreveport, Louisiana. You expeditiously provided me with a list of potential home to review and then made it possible for me to tour several of them. Everything, from the local housing market to home inspections to termite and pest control certification, you had it covered. Follow-up to any business transaction is pivotal in clinching a return customer; you definitely succeeded through personal contact with my family and me after the sale and with a thank you card and gift card to the local hardware store.
When the time comes for us to re-locate, you will be the first person who comes to mind. Thank you for your total dedication toward this event." Most Sincerely, Tim Hoskins (SOLD-Haughton, LA)
Brian & Malissa Dela Cruz -
"As first time home buyers we were very nervous, but from the first initial conversations with Vanessa she was able to turn our nervousness into excitement. With Vanessa's help there were no stones left unturned and no questions left unanswered. From the beginning stages of searching for our home to the closing table Vanessa was able to make buying our home as simple as possible
We could not be happier with our first home purchase. VANESSA, THANKS A MILLION TIMES OVER!" (SOLD-BOSSIER CITY, LA)
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